About us

GrowXCD Finance Pvt Ltd is an RBI-registered Non-Banking Finance Company that presently operates from forty one branches located in Tamil Nadu, Karnataka, Andhra Pradesh and Puducherry. GrowXCD aspires to accelerate the economic growth of MSMEs and low-income households by enabling them to access capital.

Founded in January 2022, GrowXCD was established with a vision to enhance the economic growth of MSMEs and low-income households by providing them with access to capital. The company's main focus is on developing credit infrastructure that enables institutional capital to seamlessly flow into retail assets secured by mortgages. By building these credit rails, GrowXCD aims to facilitate the efficient allocation of funds and promote economic development in the target segments.

GrowXCD is a company led by experienced professionals in the financial services industry, with a strong focus on catering to the financial needs of micro, small, and medium enterprises (MSMEs) in India. This segment has historically been underserved, despite various efforts. The primary objective of GrowXCD is to simplify the process of accessing credit for MSMEs, thereby positively impacting the lives of millions of hardworking Indians involved in informal activities who play a crucial role in building the nation.